Mutual Funds

A mutual fund is a professionally managed investment fund that pools money from many investors to purchase securities such as stocks, bonds, and short-term debt with a predefined investment objective. The combined holdings of the mutual fund are known as its portfolio.

These investors who invest in mutual funds may be retail or institutional in nature.

Why Mutual Funds?

Mutual Funds offer unique advantages unmatched by most investment vehicles:

Expert Management:

Mutual Funds of FinOptic are managed by qualified and experienced professionals who have access to company research reports, research analysts, critical and timely market information.

Reduced Risks:

Mutual Funds helps you diversify your portfolio and therefore reduce your overall investment risk. To achieve a comparable diversified equity portfolio, you require a lot of cash & your risk is also completely dependent on how those particular companies perform. Mutual funds allow you diversification across and within specific asset class.

Speedy access to your money:

Investors in open-ended mutual funds can buy and sell their units at Net Asset Value (NAV) which is declared on a daily basis.


The minimum amount required to in a mutual fund is very low. For that amount, you still own a diversified portfolio.

Tax Benefits:

Equity Linked Savings Schemes (ELSS) offer tax rebates to investors under Section 80C of the Income Tax Act. Also, Capital Gains from the above Mutual Funds are tax-free in the hands of the investor.

Lower Costs:

Mutual Funds buy and sell large amounts of securities at a time, thus help reducing transaction costs. Also, Mutual Funds in India have No Entry Load.


The entire portfolio of the Mutual Fund scheme is disclosed to investors on a regular basis. One of the few transparent investment vehicles available in the market today.

Regulated for investor protection:

The Mutual Fund industry is regulated by Association of Mutual Funds of India (AMFI) in order to safeguard investors’ interest.

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